James McGlynn CFA, RICP
Getting Ready to File for Medicare
I’M 64 AND PREPARING to sign up for Medicare next year. I’ve done extensive research, including earning the Retirement Income Certified...
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James McGlynn CFA, RICP
- Jul 4
- 3 min
Mastering Retirement Planning
RETIREMENT PLANNING is complex because there are so many topics to master. In my chapter for the HumbleDollar book My Money Journey, I...
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James McGlynn CFA, RICP
- Jun 8
- 3 min
Delaying Medicare Part D- Living Dangerously?
FOR MOST SENIORS, purchasing Medicare Part D prescription drug insurance is the right move—even if they don’t require any expensive...
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James McGlynn CFA, RICP
- Mar 26
- 1 min
Beware March 10th
MANY COMMENTATORS worry about the stock market in October, a month associated with the crashes of 1929 and 1987. But I now pay more...
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James McGlynn CFA, RICP
- Jan 27
- 2 min
Silver Linings from Higher Interest Rates
Jan 27, 2023 THE FEDERAL RESERVE raised the federal funds rate in 2022 from zero to more than 4% to combat high inflation. While those...
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James McGlynn CFA, RICP
- Dec 17, 2022
- 3 min
The Gift of the MAGI-IRMAA!
ec 17, 2022 I’LL BE ENROLLING IN Medicare in a couple of years. I wish I knew how much my premiums will be, but that’s a mystery worthy...
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James McGlynn CFA, RICP
- Sep 2, 2022
- 3 min
Funding a Hybrid LTC Policy
YOUR LIFE’S FINAL costly chapter may be paying for long-term care. Indeed, the odds of needing care if you’re age 65 or older are around...
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James McGlynn CFA, RICP
- Aug 5, 2022
- 3 min
Twelve Travel Tips
I RECENTLY VISITED Eastern Europe, where I volunteered to teach English in Poland through an organization called Angloville. I received...
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James McGlynn CFA, RICP
- Apr 24, 2022
- 2 min
Fending Off Inflation
I REMEMBER 40 YEARS ago listening to Salomon Brothers economist Henry Kaufman bemoaning government deficits and predicting higher...
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James McGlynn CFA, RICP
- Mar 19, 2022
- 1 min
Social Security and Divorce-podcast
https://divorcedialogues.com/optimize-your-social-security-benefits-after-divorce-with-james-mcglynn/
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James McGlynn CFA, RICP
- Mar 13, 2022
- 2 min
Sports Betting
ONLINE SPORTS BETTING is currently legal in 30 states but eventually will be legal everywhere—because the tax revenue is simply too...
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James McGlynn CFA, RICP
- Mar 5, 2022
- 11 min
Retirement Experiments
My Experiments I WAS BORN at Carswell Air Force Base in Fort Worth, Texas, to a Canadian mother and a father who was raised in a Catholic...
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James McGlynn CFA, RICP
- Jan 25, 2022
- 3 min
Stretching Inherited IRA's
THE SECURE ACT, which took effect Jan. 1, 2020, made inheriting an IRA even more complicated. Before 2020, beneficiaries typically had...
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James McGlynn CFA, RICP
- Dec 31, 2021
- 2 min
Paying Uncle Sam but not Aunt IRMAA-Lump Sum Conversion
Dec 31, 2021 AS THEY APPROACH retirement age, workers sometimes get to choose between a monthly pension and a lump-sum payout. It’s a...
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James McGlynn CFA, RICP
- Oct 27, 2021
- 3 min
IRMAA boosted by Capital Gains
THIS IS THE LAST year that my income won’t affect my Medicare premiums. At issue is IRMAA, or income-related monthly adjustment amount,...
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James McGlynn CFA, RICP
- Sep 30, 2021
- 1 min
Roth While You Can
NEWS OF ENTREPRENEUR Peter Thiel’s $5 billion Roth account, which was funded with PayPal stock, has motivated Congress to look at...
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James McGlynn CFA, RICP
- Sep 1, 2021
- 2 min
Airport Lounge Deals-no cost with Credit Card
AIRLINE TRAVEL during the pandemic can be frustrating. There’s mask-wearing on all trips, and COVID test results are required before...
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James McGlynn CFA, RICP
- Aug 11, 2021
- 4 min
Left Alone
IF YOU’RE MARRIED, it’s almost certain that one of you will outlive the other—perhaps by many years. What are the financial implications?...
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James McGlynn CFA, RICP
- Aug 7, 2021
- 2 min
International Travel During Covid
I HAD PLANNED a trip to Vietnam for 2020—which coincided with the start of the pandemic and got scratched. I naively rescheduled the trip...
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James McGlynn CFA, RICP
- Jul 2, 2021
- 2 min
Social Connections in Retirement
It’s Who You Know James McGlynn | July 2, 2021 LEAVING BEHIND fulltime work leaves a void. How will you fill it? In my semi-retirement,...
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