James McGlynn CFA, RICP
Four Opportunities
I FIRST STARTED managing mutual funds a few months before the 1987 stock market crash, and I’ve had to navigate a fair number of market...
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James McGlynn CFA, RICP
Jul 264 min
My Retirement Plan
AS I PLAN MY retirement, I have the advantage of a strong background in finance. I worked for 35 years in the investment field, primarily...
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James McGlynn CFA, RICP
Jul 263 min
Recent Retirement Rule Changes by Congress
RETIREMENT RULES seem to get revised almost every year. Whether it’s IRAs, Roth IRAs or Social Security, Congress is constantly rewriting...
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James McGlynn CFA, RICP
Jul 262 min
International Travel during Covid
I HAD PLANNED a trip to Vietnam for 2020—which coincided with the start of the pandemic and got scratched. I naively rescheduled the trip...
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James McGlynn CFA, RICP
Jul 262 min
American Express Centurion Airport Lounge--for Free
AIRLINE TRAVEL during the pandemic can be frustrating. There’s mask-wearing on all trips, and COVID test results are required before...
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James McGlynn CFA, RICP
Jul 263 min
Don't Get an F
MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about...
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James McGlynn CFA, RICP
Jul 264 min
Who should file for Social Security early-age 62?
DELAYING SOCIAL Security until age 70 will get you the largest possible monthly benefit, and that’s the right strategy for many retirees....
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James McGlynn CFA, RICP
Jul 264 min
As the Years Go By
YOU CAN THINK of retirement as having four phases. Want to make sure you make the right decisions at the right time? An age roadmap can...
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James McGlynn CFA, RICP
Jul 252 min
Lump sum pension converted to Roth pre-IRMAA
Dec 31, 2021 AS THEY APPROACH retirement age, workers sometimes get to choose between a monthly pension and a lump-sum payout. It’s a...
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James McGlynn CFA, RICP
Apr 183 min
Don't Always Delay Spousal Social Security Benefits
I HAD LUNCH RECENTLY with a longtime friend—a 66-year-old retiree. I asked him how he’s generating income since he hasn’t filed for...
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James McGlynn CFA, RICP
Sep 14, 20233 min
Getting Ready to File for Medicare
I’M 64 AND PREPARING to sign up for Medicare next year. I’ve done extensive research, including earning the Retirement Income Certified...
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James McGlynn CFA, RICP
Jul 4, 20233 min
Mastering Retirement Planning
RETIREMENT PLANNING is complex because there are so many topics to master. In my chapter for the HumbleDollar book My Money Journey, I...
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James McGlynn CFA, RICP
Jun 8, 20233 min
Delaying Medicare Part D- Living Dangerously?
FOR MOST SENIORS, purchasing Medicare Part D prescription drug insurance is the right move—even if they don’t require any expensive...
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James McGlynn CFA, RICP
Mar 26, 20231 min
Beware March 10th
MANY COMMENTATORS worry about the stock market in October, a month associated with the crashes of 1929 and 1987. But I now pay more...
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James McGlynn CFA, RICP
Jan 27, 20232 min
Silver Linings from Higher Interest Rates
Jan 27, 2023 THE FEDERAL RESERVE raised the federal funds rate in 2022 from zero to more than 4% to combat high inflation. While those...
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James McGlynn CFA, RICP
Dec 17, 20223 min
The Gift of the MAGI-IRMAA!
ec 17, 2022 I’LL BE ENROLLING IN Medicare in a couple of years. I wish I knew how much my premiums will be, but that’s a mystery worthy...
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James McGlynn CFA, RICP
Sep 2, 20223 min
Funding a Hybrid LTC Policy
YOUR LIFE’S FINAL costly chapter may be paying for long-term care. Indeed, the odds of needing care if you’re age 65 or older are around...
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James McGlynn CFA, RICP
Aug 5, 20223 min
Twelve Travel Tips
I RECENTLY VISITED Eastern Europe, where I volunteered to teach English in Poland through an organization called Angloville. I received...
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