James McGlynn CFA, RICPApr 242 minFending Off InflationI REMEMBER 40 YEARS ago listening to Salomon Brothers economist Henry Kaufman bemoaning government deficits and predicting higher...
James McGlynn CFA, RICPMar 191 minSocial Security and Divorce-podcasthttps://divorcedialogues.com/optimize-your-social-security-benefits-after-divorce-with-james-mcglynn/
James McGlynn CFA, RICPMar 132 minSports BettingONLINE SPORTS BETTING is currently legal in 30 states but eventually will be legal everywhere—because the tax revenue is simply too...
James McGlynn CFA, RICPMar 511 minRetirement ExperimentsMy Experiments I WAS BORN at Carswell Air Force Base in Fort Worth, Texas, to a Canadian mother and a father who was raised in a Catholic...
James McGlynn CFA, RICPJan 253 minStretching Inherited IRA'sTHE SECURE ACT, which took effect Jan. 1, 2020, made inheriting an IRA even more complicated. Before 2020, beneficiaries typically had...
James McGlynn CFA, RICPDec 31, 20212 minPaying Uncle Sam but not Aunt IRMAA-Lump Sum ConversionDec 31, 2021 AS THEY APPROACH retirement age, workers sometimes get to choose between a monthly pension and a lump-sum payout. It’s a...
James McGlynn CFA, RICPOct 27, 20213 minIRMAA boosted by Capital GainsTHIS IS THE LAST year that my income won’t affect my Medicare premiums. At issue is IRMAA, or income-related monthly adjustment amount,...
James McGlynn CFA, RICPSep 30, 20211 minRoth While You CanNEWS OF ENTREPRENEUR Peter Thiel’s $5 billion Roth account, which was funded with PayPal stock, has motivated Congress to look at...
James McGlynn CFA, RICPSep 1, 20212 minAirport Lounge Deals-no cost with Credit CardAIRLINE TRAVEL during the pandemic can be frustrating. There’s mask-wearing on all trips, and COVID test results are required before...
James McGlynn CFA, RICPAug 11, 20214 minLeft AloneIF YOU’RE MARRIED, it’s almost certain that one of you will outlive the other—perhaps by many years. What are the financial implications?...
James McGlynn CFA, RICPAug 7, 20212 minInternational Travel During CovidI HAD PLANNED a trip to Vietnam for 2020—which coincided with the start of the pandemic and got scratched. I naively rescheduled the trip...
James McGlynn CFA, RICPJul 2, 20212 minSocial Connections in RetirementIt’s Who You Know James McGlynn | July 2, 2021 LEAVING BEHIND fulltime work leaves a void. How will you fill it? In my semi-retirement,...
James McGlynn CFA, RICPApr 21, 20214 minHealth Savings AccountsIT’S BEEN CALLED the stealth IRA. We’re talking here about health savings accounts, which offer a triple tax play. First, contributions...
James McGlynn CFA, RICPMar 27, 20215 minMy Do-it-Yourself Retirement PlanMANY FOLKS ARE do-it-yourselfers when it comes to home improvement projects. On that score, I have no skills, so I end up paying others....
James McGlynn CFA, RICPFeb 22, 20213 minWhat are SPAC's-Blank check companies?SPECIAL PURPOSE acquisition companies are hot. But will investors get burned? Also known as “blank check” companies, special purpose...
James McGlynn CFA, RICPFeb 16, 20213 minRetirement Rules-ABC-Always Be Changing!RETIREMENT RULES seem to get revised almost every year. Whether it’s IRAs, Roth IRAs or Social Security, Congress is constantly rewriting...
James McGlynn CFA, RICPJan 13, 20214 minRoth Conversions- A How-toINSPIRED BY THE TV series The Queen’s Gambit, many people suddenly want to master the game of chess. But I’m more interested in mastering...
James McGlynn CFA, RICPDec 18, 20203 min401k Beneficiary Designations are UniqueHe Gets, She Gets James McGlynn | December 15, 2020 IF YOU DESIGNATE beneficiaries for your retirement accounts, that’s usually a...
James McGlynn CFA, RICPOct 30, 20205 minSocial Security and Divorce- dispelling misconceptionsWhen I talk to people about Social Security and divorce I am amazed at how much wrong information there is about such a major benefit. In...
James McGlynn CFA, RICPOct 23, 20203 minThe Taxman ComethLATE LAST YEAR, Congress voted to kill off the so-called stretch IRA, which had allowed those who inherited retirement accounts to draw...