Medicare

James McGlynn CFA, RICP

When to file for Medicare to avoid penalty

I’M JUST A FEW years from age 65—and being eligible for Medicare. One of my concerns: making a mistake that could trigger penalties. If...

James McGlynn CFA, RICP

Medigap Plan G is the choice if you can afford it

MEDICAL EXPENSES are a big worry for retirees—leading many to purchase supplemental insurance. But you need to think carefully about...

James McGlynn CFA, RICP

IRMAA- Why your Medicare premiums are higher

MEET IRMAA. You won’t like her. IRMAA is short for income-related monthly adjustment amount. It’s a premium surcharge levied on those...

James McGlynn CFA, RICP

Medigap -supplemental insurance with Medicare

REACHING AGE 65 is a financial relief for many folks—because they’re finally eligible for Medicare. But then disappointment often sets...

James McGlynn CFA, RICP

Medigap vs Medicare Advantage

REACHING AGE 65 is a financial relief for many folks—because they’re finally eligible for Medicare. But then disappointment often sets...