James McGlynn CFA, RICPMar 511 minRetirement ExperimentsMy Experiments I WAS BORN at Carswell Air Force Base in Fort Worth, Texas, to a Canadian mother and a father who was raised in a Catholic...
James McGlynn CFA, RICPDec 31, 20212 minPaying Uncle Sam but not Aunt IRMAA-Lump Sum ConversionDec 31, 2021 AS THEY APPROACH retirement age, workers sometimes get to choose between a monthly pension and a lump-sum payout. It’s a...
James McGlynn CFA, RICPAug 11, 20214 minLeft AloneIF YOU’RE MARRIED, it’s almost certain that one of you will outlive the other—perhaps by many years. What are the financial implications?...
James McGlynn CFA, RICPJul 2, 20212 minSocial Connections in RetirementIt’s Who You Know James McGlynn | July 2, 2021 LEAVING BEHIND fulltime work leaves a void. How will you fill it? In my semi-retirement,...
James McGlynn CFA, RICPMar 27, 20215 minMy Do-it-Yourself Retirement PlanMANY FOLKS ARE do-it-yourselfers when it comes to home improvement projects. On that score, I have no skills, so I end up paying others....
James McGlynn CFA, RICPFeb 16, 20213 minRetirement Rules-ABC-Always Be Changing!RETIREMENT RULES seem to get revised almost every year. Whether it’s IRAs, Roth IRAs or Social Security, Congress is constantly rewriting...
James McGlynn CFA, RICPJan 13, 20214 minRoth Conversions- A How-toINSPIRED BY THE TV series The Queen’s Gambit, many people suddenly want to master the game of chess. But I’m more interested in mastering...
James McGlynn CFA, RICPSep 29, 20203 minEvolution of Investing AdviceI BEGAN MY CAREER in investments as a junior analyst at a public endowment fund. It was 1980 and I’d just finished my last investment...
James McGlynn CFA, RICPSep 15, 20203 minBlended life insurance for lower commissions and more cash valueFatten That Policy James McGlynn | September 15, 2020 I WORKED in the investment department of three different insurance companies. But...
James McGlynn CFA, RICPAug 17, 20204 minMy Retirement PlanLike my LTC insurance, I find I’ve become something of a hybrid myself.
James McGlynn CFA, RICPJun 6, 20203 minRoth AccountsFUNDING A ROTH—and enjoying tax-free growth—may not have been an option for many high-income baby boomers when they were working. But...
James McGlynn CFA, RICPJun 6, 20204 minAs the Years Go By - Retirement planning from age 55-75YOU CAN THINK of retirement as having four phases. Want to make sure you make the right decisions at the right time? An age roadmap can...