SOCIAL SECURITY ANALYSIS

Social Security-when to file

I use top-rated Social Security software to compare filing dates for maximum benefits. I explain choices so you can make an informed decision. Recommended for couples, divorceds and widows as spousal and survivor benefits can be complicated. Usually not necessary for never-marrieds as those are much simpler. With birthdates and Full Retirement Amounts can calculate most benefits.

HYBRID LTC INSURANCE

Hybrid LTC analysis

Explain and analyze the potential benefits from a hybrid LTC policy that has fixed premiums and lifetime benefits. The policies can be complicated and expensive but can cover a potentially expensive risk. No cost to analyze but there is an unavoidable insurance commission if purchased.

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